Acclo IQ
Personal finance that keeps your data private and under your control.
Acclo IQ puts privacy first. Your financial records stay local by default while you build a clearer picture of your spending and retain deliberate control over connected features.
01 — Approach
Useful financial insight starts with your own records.
Acclo IQ helps you import transaction records, categorize spending, and work with budgets. It is designed for people who want to organize financial information while keeping data local by default.
Optional encrypted synchronization and user-controlled AI features make data handling a deliberate choice. Connected services have their own data boundaries; the product site explains the available features and how they work.
02 — Practice
Product engineering in practice.
Building a product makes architectural tradeoffs concrete: balance user experience with privacy, make trust boundaries explicit, and carry decisions through implementation and operation.